Current Mortgage Rates

Real-time rates from trusted sources

Updated 9 hours ago • As of January 16, 2026

30-year fixed

1 offer available

LenderRateAPRAssumptionsSource
U.S. National Average6.060%6.210%National average, 20% down, 740+ credit, conforming loanFRED - MORTGAGE30US

15-year fixed

1 offer available

LenderRateAPRAssumptionsSource
U.S. National Average5.380%5.500%National average, 20% down, 740+ credit, conforming loanFRED - MORTGAGE15US

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Mortgage Disclaimer

Namaste Boston Homes is not a lender or a registered mortgage broker. Any mortgage rates, calculator results, or financial examples found on this site are for illustrative and educational purposes only. They do not constitute a loan estimate or an offer to lend. Please consult with a qualified mortgage professional for your specific situation.